Frequently Asked Questions About Therapy

FAQs

Benefits of
Private Pay Therapy

What is Private Pay Therapy?
Choosing private-pay therapy means you’re paying for your sessions directly rather than using insurance. This option can offer greater flexibility, confidentiality, and privacy. Here are a few things to consider:

  1. Greater flexibility in scheduling: Private pay therapy does not typically limit the number of sessions you can attend based on insurance benefits or authorization requirements. You and your therapist can determine the frequency of sessions based on your needs and goals.

  2. Greater privacy: When you choose not to use insurance, your therapy information is not submitted to an insurance company for reimbursement.

  3. Your diagnosis remains private from your insurance company: Because you are not submitting claims to insurance, any diagnosis and other clinical information are not shared with an insurance company for the purpose of obtaining reimbursement.

  4. Potential tax benefits: Depending on your circumstances, you may be able to deduct qualifying therapy expenses as medical expenses on your federal income tax return. Consider consulting a tax professional to determine whether this applies to you.